Bharat Cred Solutions
Recovery & Collections Experts

Loan Recovery Services That Actually Recover

A structured collections engine spanning early-bucket calling, field visits, skip tracing, and legal recovery for hard buckets.

Bucket-Wise StrategyField & Tele-CallingSkip TracingLegal Recovery
Recovery Case Status
RECOVERED

Account Resolved & Closed

Recovery ProgressOn Target
Case StatusClosed

Tele & Field Recovery

Higher Resolution Rates

RBI Fair Practices

Dedicated Support

200+

Professionals

2,000+

Active Clients

850 Cr+

Recovery Value Managed

30+

Financial Institutions Partnered

What We Do

Everything Loan Recovery Services requires, handled end to end

Collections performance is won or lost in the first thirty days of delinquency. We run bucket-wise recovery strategies — from soft-touch reminders to field intervention and legal action — backed by trained agents and daily MIS so you always know where every rupee stands.

Bucket-wise collection strategy design (0-30, 30-60, 60-90, 90+ DPD)

Tele-calling teams trained on RBI's fair collection practices

Field investigation and doorstep collection network across India

Skip tracing for untraceable and absconding borrowers

Legal recovery coordination — demand notices, arbitration, SARFAESI support

Daily recovery MIS and portfolio-level dashboards

Our Process

Simple, transparent, and built around your timeline

01

Portfolio Assessment

We segment your book by bucket, geography, and risk to design the right recovery mix.

02

Team Deployment

Trained tele-calling and field teams are mapped to your portfolio within days, not months.

03

Structured Recovery

Every account moves through a defined cadence — calls, visits, notices — tracked to closure.

04

Reporting

You get daily and monthly recovery MIS, resolution rates, and roll-rate analysis.

Who This Is For

  • NBFCs and banks with delinquent retail portfolios
  • Digital lenders needing outsourced collections
  • ARCs managing acquired stressed pools

Eligibility

  • Active loan or receivables portfolio requiring collection support
  • Portfolio data available by bucket and geography
  • Compliance with RBI's fair practices code as the baseline standard

Documents Typically Needed

  • Portfolio data segmented by DPD bucket
  • Loan agreements and demand notice templates
  • Existing collection policy, if any
  • Legal recovery case status, where applicable

Pricing

Typically priced per account or as a percentage of recovered value — we'll model this against your portfolio.

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Trusted by Leading Businesses

Fintech Companies
NBFCs
Banks
MSMEs
Startups
Investors
Financial Institutions
International Clients
Fintech Companies
NBFCs
Banks
MSMEs
Startups
Investors
Financial Institutions
International Clients
FAQ

Common Questions

Who is typically eligible for our Loan Recovery Services service?

Active loan or receivables portfolio requiring collection support. Portfolio data available by bucket and geography. Compliance with RBI's fair practices code as the baseline standard.

What documents are required for Loan Recovery Services?

Typically: Portfolio data segmented by DPD bucket, Loan agreements and demand notice templates, Existing collection policy, if any, Legal recovery case status, where applicable.

How does pricing work for this engagement?

Typically priced per account or as a percentage of recovered value — we'll model this against your portfolio.

Ready to build your financial business?

Tell us where you are — idea, license, or scale — and we'll map the fastest path forward on a strategy call.

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