NPA Recovery
Focused recovery operations for non-performing assets, before they need write-off
Once an account crosses into NPA classification, the recovery calculus changes — realistic value assessment, negotiated settlements, and legal recovery all need to be weighed against the cost of continued pursuit. We run focused NPA recovery operations to maximize what's actually recoverable.
What we do
How it works
Portfolio Triage
We segment NPA accounts by recovery probability and appropriate resolution route.
Resolution Strategy
Each account is mapped to settlement, legal recovery, or collateral realization.
Execution
We negotiate settlements and coordinate legal recovery in parallel across the portfolio.
Reporting
Recovery MIS tracks realized value against the original NPA book.
Eligibility Criteria
- Portfolio with accounts already classified as NPA
- Underlying loan and security documentation available
- Clear mandate on acceptable settlement thresholds
Documents Required
- NPA classification and provisioning data
- Loan agreements and security documents
- Prior recovery attempts and correspondence history
- Collateral valuation reports, where applicable
Pricing
Typically success-based, priced as a percentage of value recovered — we'll structure this around your portfolio.
Frequently Asked Questions
Who is typically eligible for our NPA Recovery service?
Portfolio with accounts already classified as NPA. Underlying loan and security documentation available. Clear mandate on acceptable settlement thresholds.
What documents are required for NPA Recovery?
Typically: NPA classification and provisioning data, Loan agreements and security documents, Prior recovery attempts and correspondence history, Collateral valuation reports, where applicable.
How does pricing work for this engagement?
Typically success-based, priced as a percentage of value recovered — we'll structure this around your portfolio.
Ideal for
- •NBFCs and banks with a growing NPA book
- •Lenders needing focused attention on accounts beyond standard collections
- •ARCs assessing NPA pools before acquisition
Explore related services
Get Started with NPA Recovery
Tell us where you are and we'll get back to you within one business day.